This is what comes to mind when discussing payment gateways: How do you use a payment gateway? In what ways does a payment method work? How do I make a payment screen?
You must have paid for something online if you bought something from an e-commerce site. Besides that, the website must have given you more than one way to pay, like GPay, MasterCard, etc.
A payment platform is a company that helps people send and receive money online. It lets people worldwide pay you or receive money in different currencies.
Following Is The List of Top Payment Gateways
#1) Merchant One
The best for solid security features
Merchant One has a payment method service was created to make things easy for people who run an online business. It’s simple to set up and use. On top of that, it has some of the most robust security features we’ve ever seen to stop scams and keep data safe. Plus, merchants can use more than 15 shopping cart connections with the service.
Features:
- The virtual terminal
- Reporting tools that cover everything
- Making Invoices
- Better Fraud Detection
- Verification of the Payer
- Paying Over and Over
Verdict: Merchant One is, without a doubt, one of the best payment gateway services for businesses. It is easy to use, has many advanced security features, and works with over 175 shopping carts.
Price: Get a price from us
Website: Merchant One
#2) ECOMMPAY
It is best for online businesses worldwide and in their own country that want to handle all their payment needs in one place.
ECOMMPAY is a whole fintech environment that lets you send and receive money online worldwide. The platform gives users access to direct acquiring, the most popular local payment methods and currencies, a business-to-business bank, and much more. It also offers consulting services for companies that are joining new markets. Get all the benefits of having your in-house payment system designed to meet your needs.
Top Features:
- Conversion growth strategies are based on real-time and historical data, along with a study on how end users pay.
- Built-in method for controlling risk. One thing that makes ECOMMPAY stand out is its risk control management system, which can find and stop fraud 97% of the time.
- ECOMMPAY’s payment system is up 99.99% of the time, so your business can keep running smoothly.
- Intelligent payment processing and cascading to get more payments accepted and lower fees.
- Solutions for business data. The platform has analytics and reporting tools that help sellers learn more about how their business works, how much cash they have coming in and out, and how much their customers pay.
- All-in-one payment options are made to fit specific types of businesses, such as eCommerce, travel and hospitality, e-learning, transportation and mobility, and more.
- Payment and advice on how to grow your business to help it grow.
Verdict: ECOMMPAY is one of the best payment providers because they have their technology, which makes it easy to customize their service to each client’s needs. They also offer great expert and technical support. The company is always coming up with new payment methods and products, which helps businesses meet the wants and expectations of end customers.
Price: You can get a free version.
Website: ECOMMPAY
#3) Helcim
Best for setting up quickly and easily.
You can change the look and feel of hosted payment pages with Helcim, a payment-handling tool. You can use the payment feature on any website without any problems. It can help you register customers, collect payments on invoices, add QR codes, and set up regular payments. The API works well with shopping carts, billing systems, and other third-party programs that are suitable.
Features:
- Customizable style
- Unique data fields
- Pay with a QR code
- Make a shopping card with a “Buy Now” button.
Verdict: Helcim has a payment gateway option that can make accepting payments online easier. It is quick and easy to set up, can be customized, and works seamlessly with billing systems, shopping carts, and other apps.
Price: Helcim uses a price system called “interchange plus.” You’ll have to pay more than the exchange rate.
Website: Helcim
#4) Tap2Pay
Best for being easy to integrate.
You get a payment method with Tap2Pay that works well with websites, social networks, and messaging apps. This means you can start selling subscriptions and goods right away without having to write any code. Plugins, selling links, and the fast checkout widget can all be used to make payments through Tap2Pay.
You also get live chat, which lets you talk to your users from the app.
Features:
- Digital Money Bag
- Taking care of customers
- Paying Over and Over
- Shipping alert with just one click
Verdict: Tap2Pay allows you to sell subscriptions and products without using code on platforms like Facebook, Telegram, Viber, WhatsApp, etc. Because it can be paid for on so many digital outlets, it deserves to be on this list.
Price: You can choose the “pay as you go” plan, which costs 2% for each transaction. For an extra $49 a month, you can choose the luxury plan instead.
Website: Tap2Pay
#5) EasyPayDirect
Best for A Safe and Quick Way to Pay.
It is easy to handle payments, electronic checks, credit cards, and ACH transactions with EasyPayDirect. It also makes it easy to get paid by letting you use online payment forms, email billing, regular billing, and batch uploading. It also works well with many other programs, such as BigCommerce, PrestaShop, Shopify, and many more.
Features:
- Smooth Integrations
- Management of Chargebacks
- Accounts with a lot of risk
- Integrated API for Payments
Verdict: EasyPayDirect makes it easier to get paid. It has an easy-to-use design and can work with more than 250 shopping carts without any problems. It is, without a doubt, one of the best payment platform options you can find right now.
Price: $99 for a one-time setup fee. With the Swiped Card Rate, the fee will be 1.59%, and with the Online Card Rate, it will be 2.44%.
Website: EasyPayDirect
#6) Akurateco
This is the best white-label payment gateway solution.
With Akurateco, you get a white-label payment platform to fully brand. The payment option is fully optimized out of the box. So, you’ll be able to handle transactions through multiple channels, get more transactions approved, and make decisions based on data… everything from a single place.
Features:
- Admin Panel for the Back Office
- Smart Billing
- Dealing with Risk
- Smart Routing and Chaining
- Dates for Payment
Verdict: Akurateco is one of the few companies that can provide a solid white-label payment gateway option. This means that you can set up a payment method that fits with your brand’s style for no cost. Besides that, you get a payment page that you can change in any way you want.
Price: Get a price from us
Website: Akurateco
#7) Jotform
Best for: Including multiple gateways for online payments on your site.
Jotform allows you to accept payments via credit card, debit card, ACH, and electronic cheque thanks to its integration with a number of popular payment processors. First, you pick the payment gateway you want to use. Then, you add it to the form you want to use, and finally, you put it on your website. You also don’t have to pay any extra transaction fees to the site.
Features:
- Let people donate through Stripe.
- Take online payments electronically
- Accept payments from around the world
- Use online forms to collect funds.
Verdict: Jotform is software that lets you connect many different payment methods. With these connections, it will be easy for you to get paid through the forms on your website, both locally and internationally.
Price:
Forever Free Plan available
- Bronze: $39/month
- Silver: $49/month
- Gold: $129/month
Website: Jotform
#8) PayPal
It is best because it is safe and easy to use to pay.
PayPal is a digital payment system that streamlines the process of sending and receiving money online.
Top Features:
- A lot of online shops let you pay.
- Use cryptocurrency to pay.
- With the help of animation tools, you can send money to your loved ones and make it more beautiful.
- To pay, scan the seller’s QR code.
- With the “Pay in 4” tool, customers can buy anything they want and pay for it over four payments.
- It is helpful for buyers because it makes the process of selling easier.
Verdict: PayPal is a well-known and very simple-to-use payment system. It allows you to get paid in over one hundred different currencies. With PayPal, you can even pay for things with coins.
Price: If you are a buyer, you don’t have to pay any fees when you use PayPal to pay unless you are changing currencies.
Standard rates for receiving domestic transactions are as follows:
- When conducting business across international borders, you will incur an additional cost calculated as a percentage.
Website: PayPal
#9) Authorize.Net
The best way to stay safe from scams.
Authorize.Net is a Visa option that lets you accept credit or debit cards, e-checks, and other types of online payments. Its goal is to make the payment process more accessible.
Top Features:
- You can accept payments at your store, online, or in person.
- Use a card reader to take funds.
- You can send transaction receipts to your users by email.
- An advanced fraud detection suite that finds, controls, and stops transactions that look like they might be fraud.
- Pay regular bills automatically or accept them.
Verdict: Authorize.Net is a great online payment gateway. It has a lot of different features. One great thing is the Advanced Fraud Detection Suite.
Price:
Prices are as follows:
- Monthly Gateway: $25
- Per transaction: 2.9% + 30¢
Website: Authorize.Net
#10) Stripe
It is best if you want advanced tools for getting paid.
Stripe is a well-known and reliable way to pay for things. For businesses of all sizes, it has powerful APIs, 99.9% uptime, and a lot more.
Top Features:
- Get improved tools for finding fraud.
- Make bills and send them.
- It works with more than 135 currencies and several local payment options.
- Make sure the info is safe and encrypted.
- Tools for making financial reports.
- Works with more than 450 systems and offers customer service 24 hours a day, seven days a week.
Verdict: Stripe is one of the best payment gateways. Stripe lets you take payments in over 135 different currencies, which can help you make more sales worldwide.
Price:
Prices are as follows:
- Integrated: 2.9% + 30¢ per successful card charge.
- Customized: Contact the sales team directly.
Website: Stripe
Conclusion
If you sell things online or in a shop that takes digital payments, you need to give your customers more than one way to pay. This will make it less likely for people to leave their shopping carts and increase sales.
Several online payment gateway providers can help you receive payments in different currencies worldwide.
If you want to accept funds online, the best payment gateways are Adyen, Fondy, PayPal, Authorize.Net, Stripe, and 2Checkout. Compare their features and prices to find the best one for your business.
Not only these, but also Braintree, WePay, Skrill, AmazonPay, and Payline are all great payment gateways.
